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Game description
In Baccarat, two cards are dealt to the Player hand and two to the Banker hand. You are not the "Player." The Player is just one hand on which you can bet. The goal of Baccarat is to predict which hand will score closest to nine points. You can bet on the Player hand, on the Banker hand, or on a Tie.
A hand of eight or nine points is considered a natural and automatically wins, unless there is a tie. If both hands have a natural, the hand with the highest point value wins. However, if you bet on the Banker or Player hand and both hands have naturals of equal point value, your bet is pushed back to you.
In the event that neither hand has a natural, each hand is dealt a third card according to rules governing how the Player and Banker hands are dealt. Please see rules below.
Point Values
- Cards 2 through 9 = face value
- 10's and Face Cards = 0 points
- Aces = 1 point
Calculate Points
Add the values of all cards together. If the value of the cards is greater than 9 points, drop the digit in the tens position.
For example: 21 - digit in tens position = 1 point
How to play Baccarat
- Click Player, Banker, or Tie in the middle of the game table to select which hand to bet on or click Rebet and skip to step 3
- Click chips to place a bet within table limits
- Click Deal
How to win
- You bet on the hand that has a higher point value and does not tie with the other hand.
- You bet on a Tie and the Banker and Player hand tie.
How the Game is Played
Important - In the casino software, cards will be automatically dealt according to the rules governing how the Player and Banker hands are dealt. See rules below.
- You place a bet on the Player, Banker, or on a Tie
- The Player and Banker are each dealt two cards
- If either hand has a natural, that hand automatically wins, unless there is a tie. (In a tie between two naturals, the highest point value wins. If both naturals are equal, you push on Banker and Player bets and win on Tie bets.)
- The Player draws a third card or stands according to the rules below
- The Banker draws a third card or stands according to the rules below
- The two hands are compared to determine the winner
First, Player Hand is resolved:
When Player's cards total: |
Then Player |
0-5 |
Draws 3rd card* |
6,7 |
Stands |
8,9 (Natural) |
Stands |
*Note - Each hand receives a maximum of three cards.
Next, Banker Hand is resolved:
If Player has 2 cards: |
If Player has 3 cards: (Third Card Rule) |
|||||
When Banker's cards total |
And the Player's cards total |
Then Banker |
When Banker's cards total |
And the Player's 3rd card is |
Then Banker |
|
0-5 |
6, 7 |
Draws |
0-2 |
Anything |
Draws |
|
6-9 |
6, 7 |
Stands |
3 |
8 |
Stands |
|
- |
8, 9 (Natural) |
Stands |
0, 1, 2, 3, 4, 5, 6, 7, or 9 |
Draws |
||
4 |
0,1,8,9 |
Stands |
||||
2, 3, 4, 5, 6, or 7 |
Draws |
|||||
5 |
0,1,2,3,8,9 |
Stands |
||||
4, 5, 6, or 7 |
Draws |
|||||
6 |
0,1,2,3,4,5,8,9 |
Stands |
||||
6,7 |
Draws |
|||||
7 |
Anything |
Stands |
||||
8,9 (Natural) |
Anything |
Stands |
Payouts
Winner |
Bet |
Payouts |
Player Hand |
Bet on Player |
Even Money |
Banker Hand |
Bet on Banker |
Even Money minus 5% commission* |
Tie |
Bet on Player or Banker |
Push |
*Commission is rounded up to a quarter of the lowest chip
denomination in the game.
See payout on table for Tie bet.
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